Physical Therapy in Columbia and Baltimore, MD | Spartan Rehab and Performance
Insurance and Billing
We are an out-of-network provider, which means that we do not accept any insurance or Medicare/Medicaid.
Many insurance plans provide benefits for physical therapy services provided by out-of-network providers. If your coverage is a PPO (Preferred Provider Organization), POS (Point of Service) or a HMO plan that allows you to go out-of-network, you may have some benefits to cover services provided. Your particular out-of-network insurance benefits can be determined by either reading your policy or contacting your insurance company’s benefits office.
We can provide you with a receipt for each appointment that can then be submitted to your insurance provider for out-of-network reimbursement. If you’re unsure if you are eligible for out-of-network reimbursement, we encourage you to contact your insurance company directly.
Payment
Payment is due at the beginning of each appointment. Appointments can last anywhere from 60-90 minutes but can be adjusted to fit your schedule if needed.
Forms of payment that are accepted are: cash, checks, major credit card companies, HMOs that carry a major credit card logo, and venmo.
Why Do We Not Accept Insurance?
The reason we have chosen to not work with insurance is in order to provide you with the highest skilled service possible without being restricted by a third party. The goal is to provide you with the treatment that you need, not what a third party dictates.
Simply said, we want the patient and the provider to be focused on providing the highest quality of care possible and recovering/performing. Many insurance companies are focused on treatment targeted solely at symptoms, rather then a holistic approach targeted at the root cause.
In traditional clinics and gyms, clients are seen 2-3 times per week over a few months with copays ranging anywhere from $20-50 per visit. Add up all the money you spend on co-pays and all the time you invested going to the clinic or gym, and the cost becomes quite substantial. In many clinics, these visits are scheduled with overlapping patients and passive treatment interventions (such as hot/cold packs), biking on your own, group exercise classes, or stretching on your own or with an assistant or technician supervising you if needed.
Rather then conforming to this model, YOU are the focus of our model. We are not only going to treat your symptoms, but we are going to take the time to determine the root cause of your symptoms and every contributor. We will develop a plan together to not only control your symptoms, but also eradicate the WHY your symptoms are there. Due to the fact that we have extended one-on-one time together, typically you only need to see us 1-3x/month or as needed periodically. The outcome is less visits needed, less time spent driving to and from a clinic, more cost effective, and better care. For the committed person, we believe that this model is more effective and guarantee you will be pleased with your results.